I'm a lot of things, but an accountant is sadly not one of them. My friend Sarah Barnes told me about a "creepy" little website called Mint.com. This free personal finance software gathers all of your credit cards, loans, and accounts in one place. Now if your net worth happens to be in the negative, you owe more than you are worth, it can be a bit depressing. I then understood the "creepy" part. Once you get over the nauseating shock of what your financial situation really looks like you can build a budget, set bill reminders, track your spending - all for free! A really useful tool for taking a hold of your finances.
