I'm always reading about having an emergency fund. Most people say that you should have 3 months salary tucked away. During these tough times that can seem pretty hard to achieve, especially if you had to use your savings to keep yourself a float.
So I took a look at my financial forecast for 2010 and set a savings goal to reach by 2011. The key is I made it realistic. Less than $85 a month would leave you with $1,000. People seem to have a habit of making crazy goals that just don't happen. Start small and pay yourself first. Just remember to not touch it unless there is an actual emergency....and no a trip to Vegas does not count... I learned that one the hard way - Happy Saving!
