Credit Cards are the devil

 

Ok they may not be the devil, but they are pretty close in my book. Sometimes it can feel like they have such control over you, they can increase interest rates and charge you all types of little fees. On February 22 2010 the credit card laws are changing and you should make yourself aware of the changes. Some predict these changes will hurt us in the end, but it's better to focus on the positives.

This article outlines the 8 major benefits of the new credit card laws.

Have you had your auto insurance checkup?

Just like a yearly checkup at the doc or kill me, the dentist - you should be checking up on your auto insurance. Touch base with your insurance agent to see if there are any ways to cut down on your auto insurance plan and find out exactly is covered. You pay enough for insurance, make sure it is the coverage you need. Does it cover other drivers? A rental car? Towing? Find out!

Purchasing home or renter's insurance from the same company usually gives you some type of overall discount on your rates.

Buy it now

When we run out of things we become desperate. The last roll of toilet paper becomes more valuable than all of our worldly possessions combined. When you need it, you will pay more. 

Come up with a list of all the basic essentials that you need year round - from shave cream to kitchen sponges. When you spot any of your essentials on sale or at a dollar store - stock up! Nothing is more peaceful than running out of something only to have a shiny new one waiting in the wings. Super simple, but will save you time and cash.